Great ToolOver the years, I have used many different retirement planning tools. I think MoneyBee is the best one. The company responds to questions and suggestions, in detail, in less than 24 hours! I plan to present MoneyBee to our senior group in the near future.
BGScott 5
July 30, 2025
Great Tool for Retirement PlanningAfter searching the internet, MoneyBee is hands down the best tool available. Easy to use and allows for you to create multiple scenarios within each of your plans. Like the level of detail on "the things that matter" without becoming overly complicated to grasp. Especially like the downloadable spreadsheets so you are able to lay out several different plans and see each individual area of your retirement savings side by side.
CK 5
May 17, 2025
Awesome retirement toolThis is one of the best tools for retirement planning. Amazing, easy to use and informational
Anonymous 5
March 18, 2025
Very thoughtful, helpful toolI've been using this for over a year, and this is very similar to the calculator that my advisor uses. I'm not allowed to manipulate the tool that my advisor has, so this is a great option for me.
Anonymous 5
January 27, 2024
Thanks so Much! Fantastic ToolLove what the program does! Next level request would be: 1. RMD support 2. Allow contribution to "other" savings 3. Change draw down rate 4. Allow adding to saving during retirement, i.e. transferring excess monies from rmd to after tax savings. Keep Up the Great Work!
Anonymous 5
December 15, 2023
Anonymous 5
November 14, 2023
The best free retirement calculator available onlineI have been searching the internet for about a year now. All other calculators don't even come close to how good MoneyBee is. The only ones I have seen that might be similar are paid software. We ran a number of plans and were shocked to realize what we thought was more feasible actually wasn't. We had just met with a financial advisor and using his information with a few changes we realized we could retire comfortably sooner. I will keep using the site as we move into retirement to continue to update the plan. I also enjoyed the small budget ideas the system offers.
Anonymous 5
November 11, 2023
Best Retirement Planning ToolI have been looking for a very long time for a retirement plan calculator that takes into account 401k, IRAs, pension, social security and specifically what years you take the pension and if you delay social security until 70. You can include your expenses and has some nice calculations to help you estimate. This is the most useful tool I have seen! It really gives me the power to understand my options.
Anonymous 5
October 21, 2023
Anonymous 5
September 6, 2023
Great tool!!!Better by far than the ones in the past that I had to pay for. And the more you use it, the more neat things you will find out about it. It takes care of allowing for all of your necessary expenses like housing, food, medical, taxes, etc. and let's you know what you really want to know...how much can you spend AFTER the necessities. And you can even make different scenarios.
Red Rocker 5
July 22, 2023
Better most paid toolsWonderful product and that too for free. Thank You so much for giving this out for free. You did a great job and you all should be proud of what you have developed.
Raghu D 5
May 16, 2023
Very comprehensiveHave tried most calculators and am still left wondering. This was very comprehensive, allowed for a lot of flexibility and scenarios. I feel much better about my plan going forward!
Anonymous 5
February 15, 2023
Roth IRA conversion plannerEnjoying moneybee retirement calculator. one of the best in terms of simplicity in inputs and scenario planning. The healthcare subsidy info for early retirees is a valuable info.
Are there plans to add Roth IRA conversion simulation/estimation? That would be a great feature. Thanks
Anonymous 5
January 21, 2023
Good Retirement Budget EstimatorGood detailed analysis that factors in all expected expenses in retirement (i.e. food, taxes, insurance, car, travel, vacation, charity, clothing, etc.) and allows you to adjust them based on a person's lifestyle.
Anonymous 5
August 4, 2021
Very flexible calculatorI have been scouring the internet looking for a retirement calculator that allows my to run different scenarios for retiring @ 63, 64, 65, wife retiring @ 62, delaying SSI for me until 67, 70, seperate entries for mine and my wife's 401K values, pension, HSA, etc. Everything I have found so far allowed 2-3 of these but not all different inputs. It even shows results for retiring mid-year, retiring in a different state to see your tax savings (or loss). I live in a high tax state (Maine) that taxes my SSI and 401K withdrawals. We are looking to sell our home and purchase a home in FL in retirement. This is the best online calculator that allows my all these different scenarios.
Stan in Maine 5
January 4, 2021
It is a great toolVery straightforward
Anonymous 5
November 21, 2020
An Excellent Retirement Planning ToolMoneybee is the best and most comprehensive retirement planning tool I have found for free on the Internet.
Rob 5
October 23, 2020
Great websiteI rarely write reviews but....I am recently laid off and on the cusp of retirement age with quite a bit of savings. I am contemplating all kinds of different scenarios like moving, buying a house, just renting, buying a rental property,, etc. Would like to keep working for 5 years but not sure that's feasible these days. This website let me put in all kinds of different options and it was easy to use and easy to understand. Whoever set this up thought about it all the way through. I've never heard of MoneyBee but this calculator was hands down better than Fidelity, Merrill Lynch, etc. What I liked best is I did not have to signup just to use to the calculator but I ended up signing in anyway because of how much I liked this tool
TJPS 5
October 23, 2020
Flexible and easy to useIn planning for my future retirement (which I hope is sometime within the next 1-4 years) I have been very paranoid about my own planning and assumptions. I have used several others and a couple of them are decent, but this one is far more comprehensive and lets you see what can happen under different scenarios. Thank you MoneyBee
What users had to say
1. RMD support 2. Allow contribution to "other" savings 3. Change draw down rate 4. Allow adding to saving during retirement, i.e. transferring excess monies from rmd to after tax savings.
Keep Up the Great Work!
Thank You so much for giving this out for free.
You did a great job and you all should be proud of what you have developed.
Are there plans to add Roth IRA conversion simulation/estimation? That would be a great feature.
Thanks