General
Benefits
Social Security
Savings
Retirement jobs
Housing
Health
Dependents
Events
Assumptions
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If you are a financial adviser and using MoneyBee in your client work, a fee may apply.
Your inputs will be protected with bank-level security and will not be shared with any third party.
If you plan to earn income from part-time work or a business during retirement, you can enter the annual amount here. Otherwise leave this at zero.
Estimate the monthly personal budget you would like to have in retirement (in today's dollars). You can then compare it with the personal budget shown under each retirement option to see which option best supports your desired lifestyle.
Please review our estimates below and enter your actual pay where it differs significantly. You may enter just a few representative years and we will estimate the rest. Enter zero for years when you did not pay Social Security taxes (for example, if you did not work or were not covered by Social Security).
Tell me more
Please enter at least one of the three values below. These can be found on your most recent Social Security statement under Your Estimated Benefits > Retirement.
Please enter at least one of the three values below. They can be found on your partner's most recent statement under Your Estimated Benefits > Retirement.
Manage your paid services and clients.
Your inputs across all sections represent one "plan". You can tweak your inputs under this plan and your options will recalculate in real time. You can also create multiple plans so you can compare your results under different sets of inputs. To create a new plan, simply click "Make a Copy" next to a plan below and MoneyBee will create an identical copy of that plan so you don't have to start from scratch. Examples
We use intentionally wide ranges for the options we show. Here, you can adjusts these ranges in order to narrow down the options shown. If you are a "commercial use" subscriber, you can adjust these limits separately for each client.
Under this option, you can enjoy $ a month in retirement for personal and optional expenses. This is your leftover cash after taxes and required expenses (housing, health, dependents and events).
The $ is in today's prices. MoneyBee automatically increases it with inflation to maintain its purchasing power.
Here's one possible allocation of this budget, where "Normal" is based on
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